Capital Ally
Construction

Construction financing that respects the draw schedule

Equipment, working capital between draws, and lines sized to your backlog.

Check your eligibility

How construction businesses get funded

Contractors get paid on milestones and pay for labor and materials up front. That gap, plus retainage held until close-out, is why profitable builders run short on cash mid-project.

We place lines of credit against signed contracts, finance equipment on terms matched to its life, and use invoice factoring where general contractors pay slowly. SBA is the route for buying a yard or shop.

What we fund most often

Bridge to the next draw

A line of credit or working capital covers payroll and materials while a draw request is pending.

Equipment for the bid you just won

Excavators, lifts, trucks and trailers financed with the asset as collateral.

Bonding and growth

Term loans that strengthen the balance sheet so bonding capacity grows with the backlog.

Other industries

Funding for construction businesses

Two minutes to check eligibility. A specialist reviews it the same day. No credit impact, no obligation.