Compare funding options
The right product depends on three things: how much, how fast, and what for. Here is every product on those axes.
SBA Loans
- Amount
- $50K to $5M
- Term
- 10 to 25 years
- Speed
- 30 to 90 days
Buying the building you operate from
Business Term Loans
- Amount
- $25K to $2M
- Term
- 1 to 5 years
- Speed
- 2 to 7 days
Expansion with a known budget
Business Line of Credit
- Amount
- $10K to $500K
- Term
- Revolving, 6 to 24 month renewals
- Speed
- 1 to 5 days
Payroll and rent while receivables are outstanding
Working Capital
- Amount
- $10K to $500K
- Term
- 3 to 24 months
- Speed
- As fast as 24 hours
Emergency equipment replacement
Equipment Financing
- Amount
- $10K to $5M
- Term
- 2 to 7 years
- Speed
- 2 to 10 days
Trucks, trailers and fleet vehicles
Invoice Factoring
- Amount
- 70 to 95 percent of invoice value
- Term
- Per invoice, 30 to 90 days
- Speed
- 1 to 3 days
B2B businesses with net-30 or longer terms
Commercial Real Estate
- Amount
- $250K to $10M
- Term
- 5 to 25 years
- Speed
- 30 to 60 days
Buying the building you rent today
Ecommerce Funding
- Amount
- $10K to $1M
- Term
- 3 to 18 months
- Speed
- 1 to 5 days
Inventory buys ahead of Q4 or a launch
Gig and 1099 Funding
- Amount
- $5K to $150K
- Term
- 3 to 24 months
- Speed
- 1 to 3 days
Owner-operators and independent truckers
Home Equity Line of Credit
- Amount
- $25K to $500K
- Term
- 10-year draw, 20-year repayment
- Speed
- 2 to 6 weeks
Owners with significant home equity and strong personal credit
| Product | Typical amount | Typical term | Time to fund | Best for |
|---|---|---|---|---|
| SBA Loans | $50K to $5M | 10 to 25 years | 30 to 90 days | Buying the building you operate from |
| Business Term Loans | $25K to $2M | 1 to 5 years | 2 to 7 days | Expansion with a known budget |
| Business Line of Credit | $10K to $500K | Revolving, 6 to 24 month renewals | 1 to 5 days | Payroll and rent while receivables are outstanding |
| Working Capital | $10K to $500K | 3 to 24 months | As fast as 24 hours | Emergency equipment replacement |
| Equipment Financing | $10K to $5M | 2 to 7 years | 2 to 10 days | Trucks, trailers and fleet vehicles |
| Invoice Factoring | 70 to 95 percent of invoice value | Per invoice, 30 to 90 days | 1 to 3 days | B2B businesses with net-30 or longer terms |
| Commercial Real Estate | $250K to $10M | 5 to 25 years | 30 to 60 days | Buying the building you rent today |
| Ecommerce Funding | $10K to $1M | 3 to 18 months | 1 to 5 days | Inventory buys ahead of Q4 or a launch |
| Gig and 1099 Funding | $5K to $150K | 3 to 24 months | 1 to 3 days | Owner-operators and independent truckers |
| Home Equity Line of Credit | $25K to $500K | 10-year draw, 20-year repayment | 2 to 6 weeks | Owners with significant home equity and strong personal credit |
Ranges are typical for this type of financing. Your amount, term and pricing depend on the lender and your business profile.
Still deciding?
Tell us the amount, the timing and the use. A specialist narrows it to the two or three products worth your time.