How it works
From a two-minute eligibility check to funds in your account, here is what happens and what you will need.
Four steps from question to capital
- 1
Check eligibility
Seven quick questions about the business and what you need. No documents, no credit impact. We reply within 24 to 48 hours.
- 2
Talk to a specialist
A funding specialist reviews cash flow, goals and timeline with you, then places the file with the lenders that fit. Not a formula, a person.
- 3
Compare real offers
Two to four offers that genuinely fit, with the total cost, term and payment of each laid side by side. Choose one, or walk away.
- 4
Get funded
Sign electronically and funds go to your business account, as fast as the next business day on most products. Your specialist stays on the file until the money lands.
What you will need to fund
Nothing is needed to check eligibility. Once you choose a direction, the documents depend on the product.
- Working capital, lines of credit, ecommerce, 1099
- 3 to 6 months of business bank statements, a one-page application, ID.
- Term loans and equipment financing
- Bank statements, a short application, and for equipment a vendor quote or invoice.
- Invoice factoring
- An aging report, sample invoices and customer details.
- SBA and commercial real estate
- Three years of business and personal tax returns, P&L, balance sheet, debt schedule, and a use-of-funds summary. Property deals add an appraisal.
Do you qualify?
If the business meets these three, there is very likely a product that fits. If it meets two, there may still be. Two minutes tells you.
Check your eligibility- Business located in the United States
- Beneficial owner is a U.S. citizen, U.S. national or lawful permanent resident
- In business for more than six months, with positive cash flow
Ready to see your options?
Two minutes to check eligibility. A specialist reviews it the same day. No credit impact, no obligation.