Documents checklist
The file that funds fastest is the complete one. What to gather for each product, so nothing waits on paperwork.
To check eligibility
Nothing. Seven questions, no documents, no credit impact.
Working capital, lines of credit, ecommerce, gig and 1099
The fastest products. Most fund within a day or two of a complete file.
- 3 to 6 months of business bank statements
- One-page application
- Government ID for the owner
- Voided check or bank letter for funding
- Platform sales report for ecommerce sellers
Term loans and equipment financing
A few days with complete documents.
- 6 months of business bank statements
- Short application
- Vendor quote or invoice for equipment
- Most recent business tax return for larger amounts
- Debt schedule if you carry other financing
Invoice factoring
Approval rests on your customers' credit more than yours.
- Accounts receivable aging report
- Sample invoices and customer list
- Articles of organization
- Any existing lien information
SBA loans and commercial real estate
The most documentation, in exchange for the best terms.
- 3 years of business tax returns
- 3 years of personal tax returns for each 20%+ owner
- Year-to-date profit and loss and balance sheet
- Business debt schedule
- Personal financial statement
- Use-of-funds summary or business plan
- Purchase agreement, appraisal and environmental report for property
Have the documents? Start here.
Check eligibility first. Your specialist will tell you exactly which of these your file needs.